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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,946 | $54,380-63.3% | $68,509-70.9% | $59,633-66.6% |
| Participation rate | 82.2% | 70.2%+12.0pp | 74.7%+7.5pp | 68.7%+13.5pp |
| Annual return | -0.68% | 2.83%-3.5pp | 8.27%-9.0pp | 2041.45%-2042.1pp |
| Employer contribution / active EE | $326 | $1,539-78.8% | $2,278-85.7% | $2,203-85.2% |
| Participant deferral / active EE | $1,676 | $2,643-36.6% | $3,382-50.4% | $3,192-47.5% |
| Admin fee / account holder | $506 | $3,885-87.0% | $5,275-90.4% | $4,297-88.2% |