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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,445 | $227,399-52.3% | $189,758-42.9% | $198,609-45.4% |
| Participation rate | 33.3% | 84.0%-50.7pp | 79.8%-46.5pp | 82.4%-49.0pp |
| Annual return | 10.54% | 61.03%-50.5pp | 52.62%-42.1pp | 202.70%-192.2pp |
| Employer contribution / active EE | $2,454 | $5,526-55.6% | $4,767-48.5% | $5,055-51.4% |
| Participant deferral / active EE | $7,721 | $6,837+12.9% | $5,856+31.8% | $6,977+10.7% |
| Admin fee / account holder | $48,235 | $25,162+91.7% | $20,388+136.6% | $19,030+153.5% |