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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,445 | $185,312-41.5% | $161,489-32.8% | $154,746-29.9% |
| Participation rate | 33.3% | 82.5%-49.1pp | 78.7%-45.4pp | 80.7%-47.4pp |
| Annual return | 10.54% | 103.84%-93.3pp | 89.72%-79.2pp | 172.34%-161.8pp |
| Employer contribution / active EE | $2,454 | $4,769-48.5% | $4,268-42.5% | $4,379-44.0% |
| Participant deferral / active EE | $7,721 | $6,350+21.6% | $5,630+37.1% | $6,730+14.7% |
| Admin fee / account holder | $48,235 | $18,654+158.6% | $16,006+201.4% | $14,365+235.8% |