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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,574 | $138,366-54.1% | $184,185-65.5% | $80,911-21.4% |
| Participation rate | 93.7% | 83.9%+9.8pp | 86.8%+6.9pp | 67.6%+26.0pp |
| Annual return | 17.82% | 20.02%-2.2pp | 28.81%-11.0pp | 35.63%-17.8pp |
| Employer contribution / active EE | $2,296 | $4,849-52.6% | $6,426-64.3% | $2,756-16.7% |
| Participant deferral / active EE | $7,270 | $7,074+2.8% | $9,132-20.4% | $4,297+69.2% |
| Admin fee / account holder | $8,380 | $10,484-20.1% | $13,909-39.8% | $6,935+20.8% |