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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,356 | $46,464-34.7% | $150,298-79.8% | $79,634-61.9% |
| Participation rate | 15.0% | 57.0%-42.0pp | 77.8%-62.8pp | 62.5%-47.5pp |
| Annual return | 16.71% | 27.89%-11.2pp | 62.79%-46.1pp | 36.46%-19.7pp |
| Employer contribution / active EE | $366 | $1,512-75.8% | $4,154-91.2% | $2,529-85.5% |
| Participant deferral / active EE | $847 | $2,157-60.7% | $5,453-84.5% | $3,835-77.9% |
| Admin fee / account holder | $1,303 | $891+46.3% | $14,116-90.8% | $1,002+30.1% |