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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,064 | $103,392+114.8% | $87,104+154.9% | $152,897+45.2% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.9%+23.1pp | 82.5%+17.5pp |
| Annual return | 18.41% | 28.10%-9.7pp | 28.19%-9.8pp | 345.43%-327.0pp |
| Employer contribution / active EE | $15,533 | $3,221+382.3% | $2,521+516.1% | $4,764+226.1% |
| Participant deferral / active EE | $9,379 | $4,778+96.3% | $4,048+131.7% | $5,851+60.3% |
| Admin fee / account holder | $1,820 | $12,194-85.1% | $7,491-75.7% | $11,599-84.3% |