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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,510 | $98,240+122.4% | $82,312+165.5% | $147,586+48.1% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | 14.73% | 30.85%-16.1pp | 25.88%-11.2pp | 578.59%-563.9pp |
| Employer contribution / active EE | $13,295 | $3,192+316.6% | $2,428+447.5% | $4,876+172.6% |
| Participant deferral / active EE | $13,002 | $4,383+196.6% | $3,706+250.8% | $5,439+139.1% |
| Admin fee / account holder | $6,851 | $8,563-20.0% | $5,608+22.2% | $10,886-37.1% |