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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,866 | $140,592+72.7% | $123,105+97.3% | $125,389+93.7% |
| Participation rate | 100.0% | 88.2%+11.8pp | 86.8%+13.2pp | 83.2%+16.8pp |
| Annual return | -9.52% | 16.80%-26.3pp | 13.22%-22.7pp | 282.24%-291.8pp |
| Employer contribution / active EE | $6,088 | $6,041+0.8% | $5,151+18.2% | $4,866+25.1% |
| Participant deferral / active EE | $13,891 | $6,980+99.0% | $6,229+123.0% | $5,352+159.6% |
| Admin fee / account holder | $14,924 | $11,198+33.3% | $9,014+65.6% | $9,541+56.4% |