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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,889 | $160,059+14.9% | $140,019+31.3% | $135,379+35.8% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | -6.91% | 911.44%-918.4pp | 651.15%-658.1pp | 519.79%-526.7pp |
| Employer contribution / active EE | $6,173 | $6,420-3.8% | $5,605+10.1% | $4,779+29.2% |
| Participant deferral / active EE | $12,658 | $7,641+65.7% | $6,927+82.7% | $5,609+125.7% |
| Admin fee / account holder | $1,462 | $13,328-89.0% | $10,705-86.3% | $10,828-86.5% |