Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,829 | $99,957-80.2% | $149,730-86.8% | $73,493-73.0% |
| Participation rate | 71.5% | 75.7%-4.2pp | 82.5%-11.0pp | 70.7%+0.8pp |
| Annual return | 11.29% | 53.87%-42.6pp | 276.70%-265.4pp | 28.51%-17.2pp |
| Employer contribution / active EE | $0 | $3,191-100.0% | $4,645-100.0% | $2,270-100.0% |
| Participant deferral / active EE | $3,270 | $6,073-46.1% | $6,843-52.2% | $3,740-12.6% |
| Admin fee / account holder | $4 | $551-99.2% | $9,310-100.0% | $513-99.2% |