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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,517 | $70,486-8.5% | $100,528-35.8% | $79,852-19.2% |
| Participation rate | 93.6% | 73.6%+20.0pp | 79.4%+14.2pp | 69.6%+24.0pp |
| Annual return | 14.09% | 21.90%-7.8pp | 30.90%-16.8pp | 31.72%-17.6pp |
| Employer contribution / active EE | $1,428 | $2,165-34.0% | $3,419-58.2% | $2,471-42.2% |
| Participant deferral / active EE | $6,644 | $5,182+28.2% | $6,271+5.9% | $3,740+77.6% |
| Admin fee / account holder | $4,346 | $4,480-3.0% | $8,084-46.2% | $5,306-18.1% |