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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,036 | $52,911+24.8% | $73,309-9.9% | $59,633+10.7% |
| Participation rate | 43.5% | 68.2%-24.7pp | 74.9%-31.4pp | 68.7%-25.2pp |
| Annual return | 1.07% | 12.20%-11.1pp | 5.67%-4.6pp | 2041.45%-2040.4pp |
| Employer contribution / active EE | $287 | $1,909-85.0% | $3,237-91.1% | $2,203-87.0% |
| Participant deferral / active EE | $3,261 | $4,069-19.9% | $4,991-34.7% | $3,192+2.2% |
| Admin fee / account holder | $1,042 | $3,835-72.8% | $5,635-81.5% | $4,297-75.8% |