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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,383 | $111,785+88.2% | $93,669+124.6% | $145,877+44.2% |
| Participation rate | 75.0% | 74.2%+0.8pp | 68.7%+6.3pp | 80.3%-5.3pp |
| Annual return | 9.71% | 203.79%-194.1pp | 133.59%-123.9pp | 551.28%-541.6pp |
| Employer contribution / active EE | $1,916 | $3,096-38.1% | $2,424-20.9% | $4,663-58.9% |
| Participant deferral / active EE | $2,900 | $4,919-41.0% | $4,416-34.3% | $6,691-56.7% |
| Admin fee / account holder | $2,064 | $10,256-79.9% | $8,291-75.1% | $13,402-84.6% |