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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,028 | $118,877+64.1% | $96,570+102.0% | $167,536+16.4% |
| Participation rate | 77.8% | 75.5%+2.3pp | 69.8%+8.0pp | 82.1%-4.3pp |
| Annual return | 11.61% | 50.50%-38.9pp | 37.79%-26.2pp | 478.82%-467.2pp |
| Employer contribution / active EE | $2,660 | $3,121-14.8% | $2,357+12.8% | $4,839-45.0% |
| Participant deferral / active EE | $1,784 | $4,617-61.4% | $3,849-53.7% | $6,342-71.9% |
| Admin fee / account holder | $1,506 | $8,069-81.3% | $6,182-75.6% | $12,315-87.8% |