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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,100 | $112,933+70.1% | $90,970+111.2% | $158,982+20.8% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 14.72% | 215.82%-201.1pp | 134.60%-119.9pp | 302.99%-288.3pp |
| Employer contribution / active EE | $3,097 | $2,893+7.0% | $2,122+45.9% | $4,763-35.0% |
| Participant deferral / active EE | $4,606 | $4,128+11.6% | $3,373+36.6% | $5,983-23.0% |
| Admin fee / account holder | $9,080 | $8,047+12.8% | $5,961+52.3% | $11,252-19.3% |