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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,624 | $91,536+7.7% | $130,062-24.2% | $75,177+31.2% |
| Participation rate | 66.7% | 71.5%-4.8pp | 78.5%-11.8pp | 67.2%-0.5pp |
| Annual return | 15.15% | -631.62%+646.8pp | -137.37%+152.5pp | 160.75%-145.6pp |
| Employer contribution / active EE | $2,910 | $2,845+2.3% | $4,322-32.7% | $2,671+9.0% |
| Participant deferral / active EE | $3,583 | $4,343-17.5% | $5,821-38.4% | $4,126-13.2% |
| Admin fee / account holder | $2,494 | $6,780-63.2% | $10,601-76.5% | $5,651-55.9% |