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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,014 | $99,9940% | $146,643-31.8% | $85,847+16.5% |
| Participation rate | 86.3% | 73.1%+13.2pp | 80.1%+6.2pp | 69.3%+17.0pp |
| Annual return | 14.65% | 18.93%-4.3pp | 22.75%-8.1pp | 318.61%-304.0pp |
| Employer contribution / active EE | $2,974 | $2,559+16.2% | $4,137-28.1% | $2,565+15.9% |
| Participant deferral / active EE | $4,257 | $4,006+6.3% | $5,506-22.7% | $3,952+7.7% |
| Admin fee / account holder | $4,118 | $7,703-46.5% | $10,280-59.9% | $6,261-34.2% |