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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,821 | $91,559+0.3% | $133,978-31.5% | $79,856+15.0% |
| Participation rate | 95.2% | 73.3%+21.9pp | 79.8%+15.4pp | 69.6%+25.6pp |
| Annual return | 21.70% | 61.85%-40.1pp | 45.10%-23.4pp | 31.71%-10.0pp |
| Employer contribution / active EE | $2,975 | $2,384+24.8% | $3,919-24.1% | $2,471+20.4% |
| Participant deferral / active EE | $3,861 | $3,734+3.4% | $5,047-23.5% | $3,741+3.2% |
| Admin fee / account holder | $3,238 | $6,321-48.8% | $8,930-63.7% | $5,306-39.0% |