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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,366 | $81,446+65.0% | $103,374+30.0% | $80,874+66.1% |
| Participation rate | 40.0% | 66.9%-26.9pp | 74.5%-34.5pp | 67.6%-27.6pp |
| Annual return | 13.28% | 25.57%-12.3pp | 24.89%-11.6pp | 35.62%-22.3pp |
| Employer contribution / active EE | $1,672 | $3,107-46.2% | $3,869-56.8% | $2,756-39.3% |
| Participant deferral / active EE | $2,689 | $3,870-30.5% | $5,058-46.8% | $4,297-37.4% |
| Admin fee / account holder | $2,707 | $6,715-59.7% | $8,394-67.7% | $6,935-61.0% |