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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,042 | $209,874-54.7% | $189,537-49.9% | $167,536-43.3% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 26.99% | 748.61%-721.6pp | 555.34%-528.3pp | 478.82%-451.8pp |
| Employer contribution / active EE | $5,576 | $6,913-19.3% | $6,161-9.5% | $4,839+15.2% |
| Participant deferral / active EE | $4,333 | $8,934-51.5% | $8,220-47.3% | $6,342-31.7% |
| Admin fee / account holder | $5,210 | $14,299-63.6% | $12,048-56.8% | $12,315-57.7% |