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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,160 | $184,000-71.1% | $162,185-67.2% | $152,909-65.2% |
| Participation rate | 75.0% | 88.5%-13.5pp | 87.6%-12.6pp | 82.5%-7.5pp |
| Annual return | 15.18% | 150.80%-135.6pp | 115.61%-100.4pp | 345.46%-330.3pp |
| Employer contribution / active EE | $7,769 | $6,370+22.0% | $5,613+38.4% | $4,764+63.1% |
| Participant deferral / active EE | $0 | $8,033-100.0% | $7,297-100.0% | $5,851-100.0% |
| Admin fee / account holder | $29,839 | $13,124+127.4% | $10,844+175.2% | $11,601+157.2% |