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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,758 | $197,637-72.3% | $177,848-69.2% | $158,982-65.6% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 24.28% | 58.77%-34.5pp | 48.33%-24.0pp | 302.99%-278.7pp |
| Employer contribution / active EE | $7,610 | $6,698+13.6% | $5,919+28.6% | $4,763+59.8% |
| Participant deferral / active EE | $5,200 | $8,405-38.1% | $7,714-32.6% | $5,983-13.1% |
| Admin fee / account holder | $545 | $15,406-96.5% | $12,431-95.6% | $11,252-95.2% |