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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,401 | $79,003+195.4% | $100,398+132.5% | $74,400+213.7% |
| Participation rate | 56.0% | 79.5%-23.4pp | 81.5%-25.5pp | 67.2%-11.2pp |
| Annual return | 19.95% | 20.62%-0.7pp | 49.32%-29.4pp | 1367.51%-1347.6pp |
| Employer contribution / active EE | $0 | $3,015-100.0% | $3,946-100.0% | $2,624-100.0% |
| Participant deferral / active EE | $9,031 | $7,752+16.5% | $8,084+11.7% | $4,348+107.7% |
| Admin fee / account holder | $4,414 | $1,331+231.6% | $7,893-44.1% | $1,944+127.1% |