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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,508 | $56,287+50.1% | $80,977+4.4% | $62,881+34.4% |
| Participation rate | 98.2% | 68.9%+29.2pp | 75.8%+22.4pp | 69.3%+28.9pp |
| Annual return | 5.08% | 22.13%-17.0pp | 17.11%-12.0pp | 20.14%-15.1pp |
| Employer contribution / active EE | $0 | $1,943-100.0% | $3,715-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $10,451 | $4,196+149.1% | $5,696+83.5% | $3,203+226.3% |
| Admin fee / account holder | $8,052 | $3,742+115.2% | $5,517+46.0% | $4,296+87.4% |