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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $326,196 | $185,312+76.0% | $161,489+102.0% | $154,746+110.8% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 14.92% | 103.84%-88.9pp | 89.72%-74.8pp | 172.34%-157.4pp |
| Employer contribution / active EE | $12,198 | $4,769+155.8% | $4,268+185.8% | $4,379+178.6% |
| Participant deferral / active EE | $5,726 | $6,350-9.8% | $5,630+1.7% | $6,730-14.9% |
| Admin fee / account holder | $67,740 | $18,654+263.1% | $16,006+323.2% | $14,365+371.6% |