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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,982 | $183,592+68.3% | $155,574+98.6% | $145,877+111.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 19.50% | 61.37%-41.9pp | 64.87%-45.4pp | 551.28%-531.8pp |
| Employer contribution / active EE | $2,235 | $5,317-58.0% | $4,676-52.2% | $4,663-52.1% |
| Participant deferral / active EE | $4,148 | $6,466-35.8% | $5,629-26.3% | $6,691-38.0% |
| Admin fee / account holder | $3,304 | $19,316-82.9% | $15,914-79.2% | $13,402-75.3% |