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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,056 | $175,231+59.3% | $149,696+86.4% | $139,466+100.1% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 23.99% | 166.77%-142.8pp | 134.46%-110.5pp | 373.66%-349.7pp |
| Employer contribution / active EE | $8,112 | $5,478+48.1% | $4,821+68.3% | $4,754+70.6% |
| Participant deferral / active EE | $4,111 | $6,521-37.0% | $5,682-27.7% | $6,712-38.8% |
| Admin fee / account holder | $2,987 | $16,155-81.5% | $13,212-77.4% | $11,409-73.8% |