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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,683 | $56,894-65.4% | $84,753-76.8% | $62,881-68.7% |
| Participation rate | 87.3% | 68.5%+18.8pp | 76.6%+10.7pp | 69.3%+18.0pp |
| Annual return | 4.19% | 6.30%-2.1pp | 22.78%-18.6pp | 20.14%-15.9pp |
| Employer contribution / active EE | $2,127 | $2,400-11.4% | $3,574-40.5% | $2,281-6.7% |
| Participant deferral / active EE | $526 | $2,709-80.6% | $3,712-85.8% | $3,203-83.6% |
| Admin fee / account holder | $1,104 | $3,581-69.2% | $5,333-79.3% | $4,296-74.3% |