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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,057 | $93,098-31.2% | $77,081-16.9% | $134,509-52.4% |
| Participation rate | 60.0% | 74.5%-14.5pp | 67.9%-7.9pp | 81.2%-21.2pp |
| Annual return | -18.10% | 62.63%-80.7pp | 42.33%-60.4pp | 418.13%-436.2pp |
| Employer contribution / active EE | $0 | $3,419-100.0% | $2,813-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $1,597 | $5,239-69.5% | $4,428-63.9% | $6,400-75.0% |
| Admin fee / account holder | $572 | $6,945-91.8% | $5,427-89.5% | $11,427-95.0% |