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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,998 | $52,279+37.7% | $89,414-19.5% | $79,852-9.8% |
| Participation rate | 56.0% | 57.5%-1.5pp | 68.0%-12.0pp | 69.6%-13.6pp |
| Annual return | 21.46% | 22.16%-0.7pp | 245.50%-224.0pp | 31.72%-10.3pp |
| Employer contribution / active EE | $0 | $1,572-100.0% | $2,586-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $2,011 | $2,740-26.6% | $3,890-48.3% | $3,740-46.2% |
| Admin fee / account holder | $506 | $3,356-84.9% | $4,883-89.6% | $5,306-90.5% |