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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,409 | $72,486-12.5% | $87,103-27.2% | $72,976-13.1% |
| Participation rate | 75.8% | 72.8%+3.0pp | 76.9%-1.1pp | 69.5%+6.3pp |
| Annual return | 17.08% | 24.46%-7.4pp | 28.19%-11.1pp | 81.02%-63.9pp |
| Employer contribution / active EE | $372 | $1,894-80.4% | $2,521-85.3% | $2,440-84.8% |
| Participant deferral / active EE | $2,169 | $3,270-33.7% | $4,049-46.4% | $3,608-39.9% |
| Admin fee / account holder | $1,314 | $5,055-74.0% | $7,491-82.5% | $5,124-74.4% |