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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,526 | $62,583-14.5% | $76,767-30.3% | $64,173-16.6% |
| Participation rate | 71.3% | 72.8%-1.5pp | 77.0%-5.7pp | 69.6%+1.7pp |
| Annual return | -5.39% | -1.95%-3.4pp | 2.43%-7.8pp | 7.63%-13.0pp |
| Employer contribution / active EE | $342 | $1,832-81.3% | $2,485-86.2% | $2,381-85.6% |
| Participant deferral / active EE | $1,886 | $3,145-40.0% | $3,852-51.0% | $3,470-45.7% |
| Admin fee / account holder | $761 | $4,667-83.7% | $6,675-88.6% | $4,887-84.4% |