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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,231 | $94,031+37.4% | $115,768+11.6% | $82,448+56.7% |
| Participation rate | 97.4% | 70.4%+27.0pp | 74.4%+23.0pp | 68.1%+29.4pp |
| Annual return | 11.62% | 20.61%-9.0pp | 100.46%-88.8pp | 41.64%-30.0pp |
| Employer contribution / active EE | $2,784 | $2,323+19.8% | $2,940-5.3% | $2,551+9.1% |
| Participant deferral / active EE | $5,124 | $3,972+29.0% | $4,917+4.2% | $4,139+23.8% |
| Admin fee / account holder | $1,573 | $10,249-84.7% | $12,439-87.4% | $7,234-78.3% |