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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,507 | $58,828-3.9% | $78,002-27.6% | $62,881-10.1% |
| Participation rate | 74.3% | 71.1%+3.2pp | 75.5%-1.2pp | 69.3%+5.0pp |
| Annual return | -6.87% | 17.16%-24.0pp | 425.99%-432.9pp | 20.14%-27.0pp |
| Employer contribution / active EE | $390 | $1,672-76.7% | $2,470-84.2% | $2,281-82.9% |
| Participant deferral / active EE | $3,047 | $2,686+13.5% | $3,497-12.9% | $3,203-4.9% |
| Admin fee / account holder | $1,801 | $4,393-59.0% | $5,481-67.1% | $4,296-58.1% |