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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,972 | $50,958+72.6% | $74,552+18.0% | $64,181+37.1% |
| Participation rate | 48.1% | 61.1%-13.0pp | 69.1%-21.1pp | 69.6%-21.5pp |
| Annual return | -4.61% | -1.86%-2.8pp | 32.53%-37.1pp | 7.63%-12.2pp |
| Employer contribution / active EE | $1,075 | $1,115-3.6% | $1,961-45.2% | $2,381-54.8% |
| Participant deferral / active EE | $2,240 | $2,301-2.7% | $3,108-27.9% | $3,470-35.4% |
| Admin fee / account holder | $12,088 | $4,223+186.3% | $5,060+138.9% | $4,887+147.3% |