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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,634 | $54,541+93.7% | $78,778+34.1% | $70,126+50.6% |
| Participation rate | 63.9% | 60.8%+3.1pp | 69.2%-5.3pp | 69.5%-5.7pp |
| Annual return | 12.83% | 21.07%-8.2pp | 35.62%-22.8pp | 73.15%-60.3pp |
| Employer contribution / active EE | $1,387 | $1,089+27.5% | $1,986-30.1% | $2,343-40.8% |
| Participant deferral / active EE | $3,381 | $2,210+53.0% | $2,958+14.3% | $3,332+1.5% |
| Admin fee / account holder | $1,524 | $3,709-58.9% | $5,134-70.3% | $4,645-67.2% |