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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $368,347 | $76,551+381.2% | $123,894+197.3% | $62,881+485.8% |
| Participation rate | 90.9% | 73.0%+17.9pp | 81.4%+9.5pp | 69.3%+21.6pp |
| Annual return | 7.33% | 18.68%-11.3pp | 47.52%-40.2pp | 20.14%-12.8pp |
| Employer contribution / active EE | $6,857 | $2,882+137.9% | $4,617+48.5% | $2,281+200.6% |
| Participant deferral / active EE | $6,179 | $4,840+27.7% | $5,984+3.3% | $3,203+92.9% |
| Admin fee / account holder | $5,300 | $4,826+9.8% | $8,357-36.6% | $4,296+23.4% |