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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $375,702 | $77,817+382.8% | $123,553+204.1% | $64,173+485.5% |
| Participation rate | 91.8% | 74.7%+17.1pp | 82.3%+9.5pp | 69.6%+22.2pp |
| Annual return | -5.90% | 12.49%-18.4pp | 119.21%-125.1pp | 7.63%-13.5pp |
| Employer contribution / active EE | $7,356 | $3,014+144.1% | $4,628+58.9% | $2,381+209.0% |
| Participant deferral / active EE | $6,149 | $5,240+17.3% | $6,426-4.3% | $3,470+77.2% |
| Admin fee / account holder | $8,263 | $5,519+49.7% | $9,284-11.0% | $4,887+69.1% |