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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.6 years Service code 33 · EIN 94-1737782 | Other commissions; Securities brokera... | $102,855 |
T ROWE PRICE RPS INC6 years Service code 15 100 EAST PRATT STREET · BALTIMORE, MD 21202 | Recordkeeping | $18,379 |
Service code 26 1180 MEDICAL COURT · CARMEL, IN 46032 | Advisory (Participants) | $15,543 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $360,158 | $95,417+277.5% | $135,974+164.9% | $74,460+383.7% |
| Participation rate | 74.8% | 78.2%-3.4pp | 81.9%-7.1pp | 70.7%+4.1pp |
| Annual return | 37.96% | 32.76%+5.2pp | 68.30%-30.3pp | 34.38%+3.6pp |
| Employer contribution / active EE | $5,285 | $3,878+36.3% | $4,859+8.8% | $2,638+100.3% |
| Participant deferral / active EE | $12,412 | $7,789+59.3% | $7,760+59.9% | $4,530+174.0% |
| Admin fee / account holder | $332 | $266+24.6% | $10,767-96.9% | $348-4.6% |