Retirement plan

FROST BROWN TODD LLP RETIREMENT SAVINGS PLAN

Name: FROST BROWN TODD LLP - FROST BROWN TODD LLP RETIREMENT SAVINGS PLAN (2024) Form 5500
Creator: FROST BROWN TODD LLP
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, FROST BROWN TODD LLP RETIREMENT SAVINGS PLAN, FROST BROWN TODD LLP

FROST BROWN TODD LLPEIN 61-0722001Plan #001PY 2024

400 WEST MARKET STREET, SUITE 3200 - LOUISVILLE, KY 40202502-779-8413

Other plans on this EIN

2 filings

#005Retirement-$179.0M assets #004Retirement-$32.7M assets

Prospect flagsLow returnsHigh assets / participantCorrective distributions

How to read this page

Total assets (EOY)

$329.9M

+4.6% from 2023

Total participants

876

+1.4% from 2023

Average account balance

$442,286

+5.5% from 2023

Annual return

9.36%

-2.01 pp from 2023

Benchmarks

See 3,315 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants250-999

Cohort3,315 peers

Snapshot2024

See peer percentile detail. $4.99 for your first month.

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Analytics

Total assets (EOY)

Plan-year ending balance

$329.95M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$442K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

746

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

80.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$15.62M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$24K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.36%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$222

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

See the 10-year trajectory. $4.99 for your first month.

Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.

Start for $4.99 See plans

Service providers

Top 9 by compensation

Provider	Service type	Compensation
T ROWE PRICE RPS INC10+ years Service code 15 1307 POINT STREET · BALTIMORE, MD 21231	Recordkeeping	$40,074
CAPITAL MGMT SERVICES INC4 years Service code 26 · EIN 43-1410129	Advisory (Participants)	$34,275
HARDING, SHYMANSKI & COMPANY, PSC1 year Filed as: HARDING SHYMANSKI AND COMPANY P.S.C Service code 10 PO BOX 3677 · EVANSVILLE, IN 47735	Accounting	$22,300
PROCOURSE FIDUCIARY ADVISORS, LLC7 years Service code 26 1180 MEDICAL COURT · CARMEL, IN 46032	Advisory (Participants)	$16,713
RETIREMENT, LLC1 year Filed as: MJ RETIREMENT Service code 16 PO BOX 3430 · CARMEL, IN 46082	Consulting	$16,377
BAHL & GAYNOR5 years Filed as: BAHL & GAYNOR INC Service code 26 · EIN 31-1297139	Advisory (Participants)	$11,870
ASCENSUS LLC6 years Filed as: RETIREMENT MANAGEMENT SERVICES, LLC Service code 16 905 LILY CREEK ROAD · LOUISVILLE, KY 40243	Consulting	$11,700
BEDEL FINANCIAL CONSULTING INC4 years Service code 26 · EIN 35-1892261	Advisory (Participants)	$8,922
CHARLES SCHWAB & CO., INC.7 years Service code 33 · EIN 94-1737782	Shareholder servicing fees; Other com...	$863

Plan features & details

Pension benefit codes2A2E2F2G2J2K2R2T3B3H

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3B
Plan covering self-employed individuals
Plan covering self-employed individuals.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

3 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$166K

$251 / participant

Recordkeeping$40K24.2%
Investment mgmt$72K43.3%
Other / not subdivided$54K32.5%

% of EOY assets

0.050%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

The auditor signed off without reservation. This is the cleanest opinion.

Auditor firm: HARDING, SHYMANSKI & COMPANY, P.S.C
Auditor EIN: 351346211
Audit fees: $22,300
Opinion code: Unqualified

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Metric

This plan

Peer set

Industry

Size

Avg account balance

$442,286

$106,028+317.1%

$146,958+201.0%

$77,643+469.6%

Participation rate

80.3%

78.4%+2.0pp

82.2%-1.8pp

70.6%+9.8pp

Annual return

9.36%

56.73%-47.4pp

418.34%-409.0pp

31.24%-21.9pp

Employer contribution / active EE

$13,133

$4,063+223.2%

$4,933+166.2%

$2,726+381.8%

Participant deferral / active EE

$10,496

$7,990+31.4%

$8,070+30.1%

$4,647+125.8%

Admin fee / account holder

$222

$337-34.2%

$12,998-98.3%

$430-48.4%

Provider

Service type

Compensation

T ROWE PRICE RPS INC10+ years

Service code 15

1307 POINT STREET · BALTIMORE, MD 21231

Recordkeeping

$40,074

CAPITAL MGMT SERVICES INC4 years

Service code 26 · EIN 43-1410129

Advisory (Participants)

$34,275

HARDING, SHYMANSKI & COMPANY, PSC1 year

Filed as: HARDING SHYMANSKI AND COMPANY P.S.C

Service code 10

PO BOX 3677 · EVANSVILLE, IN 47735

Accounting

$22,300

PROCOURSE FIDUCIARY ADVISORS, LLC7 years

Service code 26

1180 MEDICAL COURT · CARMEL, IN 46032

Advisory (Participants)

$16,713

RETIREMENT, LLC1 year

Filed as: MJ RETIREMENT

Service code 16

PO BOX 3430 · CARMEL, IN 46082

Consulting

$16,377

BAHL & GAYNOR5 years

Filed as: BAHL & GAYNOR INC

Service code 26 · EIN 31-1297139

Advisory (Participants)

$11,870

ASCENSUS LLC6 years

Filed as: RETIREMENT MANAGEMENT SERVICES, LLC

Service code 16

905 LILY CREEK ROAD · LOUISVILLE, KY 40243

Consulting

$11,700

BEDEL FINANCIAL CONSULTING INC4 years

Service code 26 · EIN 35-1892261

Advisory (Participants)

$8,922

CHARLES SCHWAB & CO., INC.7 years

Service code 33 · EIN 94-1737782

Shareholder servicing fees; Other com...

$863

FROST BROWN TODD LLP RETIREMENT SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

FROST BROWN TODD LLP RETIREMENT SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion