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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,958 | $77,638+146.0% | $156,551+22.0% | $62,881+203.7% |
| Participation rate | 100.0% | 71.2%+28.8pp | 84.0%+16.0pp | 69.3%+30.7pp |
| Annual return | -5.90% | 50.33%-56.2pp | 32.23%-38.1pp | 20.14%-26.0pp |
| Employer contribution / active EE | $9,575 | $3,444+178.0% | $5,501+74.0% | $2,281+319.8% |
| Participant deferral / active EE | $6,698 | $3,046+119.9% | $4,871+37.5% | $3,203+109.1% |
| Admin fee / account holder | $47,083 | $5,561+746.6% | $13,028+261.4% | $4,296+996.0% |