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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,520 | $85,171+218.8% | $172,752+57.2% | $72,975+272.1% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | -5.25% | 27.32%-32.6pp | 802.97%-808.2pp | 81.01%-86.3pp |
| Employer contribution / active EE | $11,479 | $3,324+245.3% | $5,144+123.2% | $2,440+370.5% |
| Participant deferral / active EE | $6,878 | $3,260+111.0% | $5,198+32.3% | $3,608+90.6% |
| Admin fee / account holder | $9,375 | $5,880+59.4% | $13,955-32.8% | $5,124+83.0% |