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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,125 | $131,835+21.5% | $108,582+47.5% | $273,972-41.6% |
| Participation rate | 94.1% | 83.5%+10.7pp | 79.6%+14.5pp | 83.0%+11.1pp |
| Annual return | 9.52% | -91.57%+101.1pp | -51.70%+61.2pp | 41.46%-31.9pp |
| Employer contribution / active EE | $1,570 | $4,913-68.0% | $3,758-58.2% | $4,869-67.7% |
| Participant deferral / active EE | $4,253 | $5,127-17.0% | $4,311-1.3% | $5,287-19.6% |
| Admin fee / account holder | $3,818 | $10,253-62.8% | $7,645-50.1% | $10,133-62.3% |