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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,050 | $113,941+20.3% | $94,228+45.4% | $125,388+9.3% |
| Participation rate | 100.0% | 82.9%+17.1pp | 78.8%+21.2pp | 83.2%+16.8pp |
| Annual return | 0.17% | 5.29%-5.1pp | 10.68%-10.5pp | 282.24%-282.1pp |
| Employer contribution / active EE | $3,136 | $4,727-33.7% | $3,587-12.6% | $4,866-35.6% |
| Participant deferral / active EE | $4,420 | $5,179-14.7% | $4,320+2.3% | $5,352-17.4% |
| Admin fee / account holder | $7,739 | $8,392-7.8% | $6,269+23.4% | $9,541-18.9% |