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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,094 | $88,672+23.0% | $105,223+3.7% | $82,448+32.3% |
| Participation rate | 69.8% | 67.9%+1.8pp | 75.0%-5.3pp | 68.1%+1.7pp |
| Annual return | 14.85% | 30.86%-16.0pp | 180.65%-165.8pp | 41.64%-26.8pp |
| Employer contribution / active EE | $1,503 | $3,048-50.7% | $3,689-59.3% | $2,551-41.1% |
| Participant deferral / active EE | $3,234 | $4,036-19.9% | $5,072-36.2% | $4,139-21.9% |
| Admin fee / account holder | $6,717 | $7,146-6.0% | $8,859-24.2% | $7,234-7.1% |