Retirement plan

STANDARD CONSTRUCTION CO., INC. 401(K) PROFIT SHARING PLAN

Name: STANDARD CONSTRUCTION COMPANY, INC. - STANDARD CONSTRUCTION CO., INC. 401(K) PROFIT SHARING PLAN (2019) Form 5500
Creator: STANDARD CONSTRUCTION COMPANY, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, STANDARD CONSTRUCTION CO., INC. 401(K) PROFIT SHARING PLAN, STANDARD CONSTRUCTION COMPANY, INC.

STANDARD CONSTRUCTION COMPANY, INC.EIN 61-0597006Plan #002PY 2019

7434 RALEIGH LAGRANGE ROAD - CORDOVA, TN 38018901-754-5181LinkedIn11-50 employees

Prospect flagsLow participation

How to read this page

Total assets (EOY)

$12M

+28.8% from 2018

Total participants

173

+1.8% from 2018

Average account balance

$95,603

+27.8% from 2018

Annual return

24.21%

+28.59 pp from 2018

Benchmarks

See 2,830 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants100-249

Cohort2,830 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$17.13M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$135K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

127

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

64.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.11M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.07%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$443

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 5 by compensation

Provider	Service type	Compensation
LPL FINANCIAL2 years Service code 27 PO BOX 502533 · SAN DIEGO, CA 921502533	Advisory (Plan)	$24,515
PINPOINT FINANCIAL, LLC5+ years Service code 13 3238 PLAYERS CLUB CIRCLE · MEMPHIS, TN 38125	Contract Administrator	$8,180
CBIZ RETIREMENT PLAN SERVICES1 year Filed as: CBIZ OPERATIONS, INC. DBA CBIZ MHM Service code 10 1065 AVENUE OF AMERICAS · NEW YORK, NY 10018	Accounting	$5,000
GREAT-WEST LIFE & ANNUITY INSURANCE1 year Filed as: ADVISED ASSETS GROUP Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Investment Management	$75
GREAT-WEST LIFE & ANNUITY INSURANCE5+ years Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Recordkeeping Fees	$0

Plan features & details

Pension benefit codes2E2F2G2J2K3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

Expense breakdown

Schedule H Part II

Admin total

$14K

$90 / participant

Other / not subdivided$14K100.0%

% of EOY assets

0.116%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: MAYER HOFFMAN MCCANN PC
Auditor EIN: 431947695
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$95,603

$63,114+51.5%

$92,909+2.9%

$65,185+46.7%

Participation rate

69.0%

68.8%+0.3pp

76.0%-7.0pp

70.2%-1.2pp

Annual return

24.21%

28.75%-4.5pp

109.44%-85.2pp

29.38%-5.2pp

Employer contribution / active EE

$2,416

$2,571-6.0%

$3,653-33.9%

$2,177+11.0%

Participant deferral / active EE

$3,154

$3,108+1.5%

$4,238-25.6%

$3,514-10.2%

Admin fee / account holder

$111

$624-82.2%

$5,795-98.1%

$847-86.9%

Provider

Service type

Compensation

LPL FINANCIAL2 years

Service code 27

PO BOX 502533 · SAN DIEGO, CA 921502533

Advisory (Plan)

$24,515

PINPOINT FINANCIAL, LLC5+ years

Service code 13

3238 PLAYERS CLUB CIRCLE · MEMPHIS, TN 38125

Contract Administrator

$8,180

CBIZ RETIREMENT PLAN SERVICES1 year

Filed as: CBIZ OPERATIONS, INC. DBA CBIZ MHM

Service code 10

1065 AVENUE OF AMERICAS · NEW YORK, NY 10018

Accounting

$5,000

GREAT-WEST LIFE & ANNUITY INSURANCE1 year

Filed as: ADVISED ASSETS GROUP

Service code 28

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Investment Management

$75

GREAT-WEST LIFE & ANNUITY INSURANCE5+ years

Service code 64

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Recordkeeping Fees

STANDARD CONSTRUCTION CO., INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

STANDARD CONSTRUCTION CO., INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion