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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $339,617 | $102,429+231.6% | $147,096+130.9% | $80,925+319.7% |
| Participation rate | 87.0% | 75.9%+11.2pp | 82.2%+4.9pp | 67.7%+19.4pp |
| Annual return | 14.29% | 135.02%-120.7pp | 419.75%-405.5pp | 35.65%-21.4pp |
| Employer contribution / active EE | $4,462 | $3,716+20.1% | $4,936-9.6% | $2,756+61.9% |
| Participant deferral / active EE | $9,029 | $6,649+35.8% | $8,071+11.9% | $4,299+110.0% |
| Admin fee / account holder | $3,709 | $7,957-53.4% | $13,005-71.5% | $6,940-46.6% |