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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,172 | $62,592-53.4% | $85,709-66.0% | $85,847-66.0% |
| Participation rate | 73.7% | 61.1%+12.6pp | 69.9%+3.8pp | 69.3%+4.4pp |
| Annual return | 8.57% | 23.77%-15.2pp | 21.49%-12.9pp | 318.61%-310.0pp |
| Employer contribution / active EE | $1,818 | $1,755+3.6% | $2,619-30.6% | $2,565-29.1% |
| Participant deferral / active EE | $2,758 | $2,802-1.6% | $3,924-29.7% | $3,952-30.2% |
| Admin fee / account holder | $10,010 | $4,643+115.6% | $6,876+45.6% | $6,261+59.9% |