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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,691 | $49,280-66.1% | $67,313-75.2% | $64,173-74.0% |
| Participation rate | 66.7% | 60.8%+5.9pp | 69.1%-2.4pp | 69.6%-2.9pp |
| Annual return | -8.23% | -1.39%-6.8pp | -4.08%-4.2pp | 7.63%-15.9pp |
| Employer contribution / active EE | $1,809 | $1,668+8.4% | $2,566-29.5% | $2,381-24.0% |
| Participant deferral / active EE | $2,482 | $2,484-0.1% | $3,568-30.5% | $3,470-28.5% |
| Admin fee / account holder | $100 | $3,863-97.4% | $4,507-97.8% | $4,887-98.0% |