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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,426 | $55,684-56.1% | $75,900-67.8% | $72,976-66.5% |
| Participation rate | 70.2% | 61.1%+9.1pp | 69.3%+0.9pp | 69.5%+0.7pp |
| Annual return | 19.07% | 27.60%-8.5pp | 30.73%-11.7pp | 81.02%-61.9pp |
| Employer contribution / active EE | $1,601 | $1,687-5.1% | $2,501-36.0% | $2,440-34.4% |
| Participant deferral / active EE | $2,298 | $2,634-12.7% | $3,604-36.2% | $3,608-36.3% |
| Admin fee / account holder | $949 | $3,981-76.2% | $5,421-82.5% | $5,124-81.5% |