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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,609 | $49,976-64.8% | $66,674-73.6% | $82,637-78.7% |
| Participation rate | 56.0% | 63.1%-7.1pp | 73.7%-17.7pp | 68.1%-12.1pp |
| Annual return | 141.42% | 39.09%+102.3pp | 321.24%-179.8pp | 53.51%+87.9pp |
| Employer contribution / active EE | $1,905 | $1,988-4.2% | $2,620-27.3% | $2,552-25.3% |
| Participant deferral / active EE | $1,910 | $2,847-32.9% | $4,084-53.2% | $4,126-53.7% |
| Admin fee / account holder | $844 | $4,594-81.6% | $5,098-83.4% | $7,339-88.5% |